1. YES. Peer to Peer lending DOES work.2. Peer to Peer lending IS a viable instrument for the unbanked all over the globe.3. Whether collateralized or not, most people pay their debts, or at least want to.4. Everyone has unforeseen circumstances.5. It is a  profitable enterprise  for all involved as banking and P2P lending has proven.6….

One collector asks, “What is a Bitcoin?” Our associate nonchalantly said, “It is a decentralized digital currency, that is the token used, to move and record information on the  Blockchain, which is the public ledger that records all it’s transactions. It is a `virtual currency’.” She looked at me, and we both looked at him, thinking,”That certainly…